BHIM SBI Pay:Retail & Business 2.3.23

'BHIM SBI Pay' (UPI App of SBI) is an innovative payment application that allows customers of any bank to easily and securely send or receive money from other bank customers using a single app. It also offers the convenience of paying for services such as recharges, food orders, bill payments, and local deals. Regardless of which bank you have an account with, you can simply download "BHIM SBI Pay" and start using it.

To use the app, you just need to ensure that your mobile number is linked to your bank accounts and that you have a debit card linked to your account.

BHIM SBI Pay allows you to make easy, instant, and secure payments 365 days a year.

With BHIM SBI Pay, you can also easily recharge your prepaid, postpaid, and DTH services. All your recharges can be conveniently tracked in one place, and you can even set reminders for postpaid bills.

You can also order food from your favorite restaurants using the app. It provides a convenient platform to compare and use services like Swiggy, Freshmenu, Faasos, and Behrouz Biryani. You can easily browse menus, add food items to your cart, pay from your account, and get the food delivered.

The app also facilitates hassle-free payment of electricity, gas, broadband, landline, and water bills. You can fetch your bill using your customer ID or unique identification number and set reminders for utility bills. It supports payments for over 70 popular bills.

Additionally, the app allows you to explore and discover local deals all in one place. You will receive notifications about the latest deals and enjoy discounts on buffets, spa and salons, weekend activities, and more.

BHIM SBI Pay has transaction limits of maximum Rs.1,00,000/- per transaction and Rs.1,00,000/- per day.

If you are a merchant, you can also use the app to collect payments from your customers. Simply login to the app, click on the 'I am a Merchant' option, provide your business details, and you are ready to accept payments.

The app provides a convenient toggle switch that allows you to easily switch between consumer and merchant modes. You can collect payments as a merchant or make payments as a consumer by simply toggling the switch located in the menu icon at the top left.

You can make payments or send money using various methods such as the VPA (Virtual Payment Address) of the beneficiary, account number and IFSC code of the beneficiary, beneficiary's Aadhaar number, or by scanning the QR code of the beneficiary.

To send money, simply login to the app, click on 'Pay,' select your debit account and payee address type, enter other required details, enter your UPIN (UPI PIN), and click submit.

To receive or collect money, login to the app, click on 'Collect,' enter the payer's VPA, enter other required details, and click submit.

The app also provides a transaction history feature where you can view your latest 20 transactions and transactions done within a specific range of dates.

BHIM SBI Pay allows you to manage multiple bank accounts within the app. You can select 'My Accounts' from the menu to add and link your bank accounts. If you have only one bank account, that will be your default account for making and receiving payments on BHIM SBI Pay. For users with multiple accounts, you can choose any one of them as your default account by simply selecting it and clicking on the "Set as Default" option. During a 'Pay' transaction, you can swipe through the accounts displayed on the home screen to select the desired debit account.

The app also allows you to create and manage multiple VPAs (Virtual Payment Addresses). You can add a VPA by going to the menu at the top right of your app screen, clicking on 'View Profile,' selecting 'Add a New VPA,' creating your new handle (e.g. mobileno@sbi), and linking it to the desired account. Multiple VPAs can be used for different accounts or a single VPA can be linked to multiple accounts.

If you forget your app PIN, you can reset it by selecting the 'Forgot App PIN' option on the login screen and answering the secret question. If you forget the UPIN of your account, you can reset it by clicking on 'Reset UPI PIN' for that account.

For complaints or disputes related to BHIM SBI Pay, please write to support.upi@sbi.co.in.